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Leading Recruitment Agency in Wiltshire | CMD Recruitment

Discover your next job or find your ideal employee with CMD Recruitment, the largest and most established recruitment agency in Wiltshire and Bath.

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April 30, 2023

First Day at New Job Nerves: Steps and Tips

Starting a new job can be nerve wracking. It’s common to feel a flutter in your stomach and feel your palms getting sweaty when you walk into a new situation. But if it’s getting in the way of your job performance, or making you reluctant to move roles, you know it’s time to take action. […]

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First Day at New Job Nerves: Steps and Tips

April 28, 2023

Rethinking High Staff Turnover Rate: Could This Be a Positive?

Staff turnover is often looked upon as a sign of success within a company. High staff turnover is seen as a negative, as it means that you are struggling with staff retention, while low staff turnover is praised as a positive, because it means your staff are happy and stick around for longer. But this […]

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Rethinking High Staff Turnover Rate: Could This Be a Positive?

April 25, 2023

Recruiting in Wiltshire: Attracting Talent

Recruiting in Wiltshire can present unique opportunities and challenges. Understanding the county’s business structure, employment ratios, and skilled workforce can help recruiting companies near me tailor their approach to attract the right talent. In this blog, we will explore how to attract talent in Wiltshire based on the findings of our research. Business Sizes and […]

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Recruiting in Wiltshire: Attracting Talent

April 22, 2023

What is a P45 and why is it so important?

Starting a new job will mean plenty of paperwork to deal with. It’s important to get this all right at the start, as failing to get your new employer the right information could lead to you paying more tax than you need to. The P45 is probably the best-known tax document, but not everyone knows […]

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Starting a new job will mean plenty of paperwork to deal with. It’s important to get this all right at the start, as failing to get your new employer the right information could lead to you paying more tax than you need to. The P45 is probably the best-known tax document, but not everyone knows what this is for. In this quick guide, we’ll explain what the P45 tax document is used for, why you need it, and what to do with it. What is a P45? When you stop working for an employer, they will give you a P45 tax document as a summary of the tax year. This important document should be handed to your new employer so they have all of the relevant information they need to continue your tax contributions at the correct rate. Your P45 document will include: Your current tax code Your gross pay How much tax you have paid so far for the year Details about the employer This document is different from a P60, which is an end-of-year tax document that is issued once the tax year is complete. A P45 is issued when you stop working for an employer at any point in the tax year. It is your employer’s responsibility to issue your P45 and you shouldn't need to chase them for it. However, on some occasions, you may need to ask them to send it directly to your home address or to your new employer. Why does your new employer need your P45? The most important feature on your P45 is your tax code. It’s important that your new employer gets your tax code in good time, as this will ensure they can get you set up in their payroll system with the correct details. Without the right tax code, your employer will have to use an emergency tax code, which could mean you are taxed at a higher rate than you should be. This money can be reclaimed by HMRC, but it’s far better to ensure that you pay the right amount of tax from the start. How long is a P45 valid for? A P45 is only valid for the year that it is issued. But that doesn’t mean you should throw it away once the year is done. It’s a good idea to hang on to any tax documentation, as you could be investigated for up to 20 years after the point. Your P45 also has some function outside of starting a new job. It can help you to claim benefits and tax refunds if you are unemployed. It can also help you to make sure you aren’t charged too much in tax when withdrawing from your pension. What else should I do when changing jobs? While you might be excited to get started in your new role, there are a few simple tasks you need to focus on to ensure your new start goes smoothly. On your first day in a new job, your employer might ask for: Your bank details, so they can pay your salary Proof of ID, such as a passport or driving licence Proof of address Your National Insurance number How do I request my P45? Your old employer should issue this document automatically on your final day of work, or they might post it to your address. Check with your employer that they have an up-to-date address before they send it so that it doesn’t get lost in the mail. If your employer hasn’t provided one before your new job start date, you can request one. The P45 is a legal document that you are entitled to when you leave a role, so your employer cannot withhold this, even if they terminated your employment. If you lose your P45, you should also be able to request a new one. It would typically be sent to your postal address, but you can also provide the details of your new employer and ask for it to be sent directly to them. What if I start a new role without my P45? If you are unable to secure your P45 before you start your new role, there is a chance you will pay too much tax in your first pay cheque. You will then have to wait until the end of the year to receive a refund from HMRC. After your first pay cheque, your employer should be able to update your tax code with the information from your P45. This will ensure you pay the correct amount of tax moving forward. What is a P46? This is a document commonly used for new starters who do not have a P45 from their previous role. This could include those who are just starting their careers, and those who couldn’t secure a P45 from their previous employer for whatever reason. In this case, your new employer should ask you for some basic details that will enable them to issue your P46.

April 12, 2023

KPMG – UK Jobs Report March

Temporary billings have reached a six-month peak while permanent staff appointments have slightly declined. The availability of staff has increased for the first time since February 2021. Here are the latest official recruitment and employment market insights, to keep you updated with the employment market. Please click on the link below to find all the […]

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April 7, 2023

Navigating Redundancy: A Comprehensive Guide to Help You Move Forward

Facing redundancy can be an overwhelming and stressful experience, especially if you’ve never been through it before. The redundancy process may differ based on the employer and sector. It usually starts with a discussion period. During this time, the employer will explain the circumstances and examine different possibilities.  Understand your rights during this process. Know […]

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Facing redundancy can be an overwhelming and stressful experience, especially if you've never been through it before.

April 2, 2023

Juggling Childcare And Work Over The School Summer Holidays

As the days get longer and temperatures rise, summer is a time of anticipation for parents. It’s a season of outdoor activities, family holidays, and plenty of fun in the sun. But while it may seem like a reprieve from juggling work with parenting during the school year, the annual childcare headache of sourcing childcare […]

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Juggling Childcare And Work Over The School Summer Holidays

March 24, 2023

3 Steps to Stop Procrastination

Many of us are familiar with the feeling of dread when we have a critical task that needs to be completed but we can’t quite seem to stay focused. Procrastination is a problem that affects all of us from time to time, but some people have better tactics and coping mechanisms to help them to […]

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How to Stop Procrastination

March 22, 2023

How to Show Your Personality at a Job Interview

Some roles require you to have the right personality to be able to succeed. For a sales role, you typically need to be a chatty extrovert, and for creative roles, you need to be able to think outside of the box and stand by your ideas. Your skills and experience are not the only things […]

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How to Show Your Personality at a Job Interview

March 21, 2023

How to Stop Rambling in Interviews

If you have a habit of rambling when you’re nervous, this could be the only thing standing between you and your dream job. Rambling is a common response to nerves and many of us do it. While some people might go silent and struggle to say enough, others may find that they can’t stop their […]

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How to Stop Rambling in Interviews